Services

Wealth management and planning, coordinated.

Elevate Wealth brings wealth management and planning under a single fiduciary relationship, coordinated with the attorneys and accountants already in your life.

01 · Investments

Wealth Management

Portfolios are built around your goals, time horizon, and tolerance for risk. With your authorization, we manage them on a discretionary basis, review them regularly, and adjust as your life changes.

  • Investment strategy, security selection, and asset allocation tailored to your objectives
  • Ongoing portfolio monitoring and review
  • You may impose reasonable restrictions on certain securities or types of securities
  • A financial plan may be prepared as part of your engagement, at no additional advisory fee, as described in our Form ADV Part 2A

Wealth management is billed as a percentage of the assets we manage. See Pricing.

02 · Planning

Financial Planning & Consulting

Whether you need a complete plan or guidance on a single decision, planning engagements are scoped to your needs and priced transparently in advance.

Full Financial Plan

A complete evaluation of your current and future financial picture: goals, net worth, cash flow, retirement strategy, risk management, investments, tax considerations, and estate preservation.

Consultation Services

Focused guidance on individual topics when you don’t need a full plan. Scope is agreed in the planning agreement before work begins.

Plans are completed and delivered within ninety (90) days, contingent on timely receipt of your documentation. You may cancel within five (5) business days of signing with no obligation. See Pricing for fees.

03 · Retirement

Retirement Income Planning

Turning what you have accumulated into income you can rely on, in an order and at a pace that fits your circumstances.

  • Which accounts to draw from, in what order, and when
  • Social Security claiming timing considered alongside the rest of your plan
  • Coordinating pensions, annuities, and any insurance reserve you have built
  • Planning for required minimum distributions and how they interact with your other income
  • Stress-testing the plan against long retirements and difficult markets
04 · Tax

Tax Planning

Keeping the tax consequences of your decisions in view before they are made, working alongside the accountant who prepares your return.

  • Asset location across taxable, tax-deferred, and tax-free accounts
  • Tax-aware withdrawal sequencing in retirement
  • Roth conversion analysis and multi-year bracket planning
  • Timing of gains, losses, and charitable giving
  • Coordination with your CPA so the plan and the return agree

Elevate Wealth does not prepare tax returns and does not provide tax advice. Tax strategies are implemented with your qualified accountant.

05 · Succession

Succession Planning

For owners whose business is a large part of the balance sheet, planning the transition well before it is needed.

  • Preparing for a sale, transfer, or handover to the next generation
  • What a liquidity event would mean for your personal plan
  • Buy-sell arrangements and funding, reviewed with your attorney
  • Coordinating owners, trustees, attorneys, and CPAs around one plan
  • Planning across multiple entities and trusts where they exist
06 · Legacy

Trusts & Estate Coordination

Getting the right asset to the right person, at the right time, in the right amount, coordinated with the professionals who draft and execute your documents.

  • Review of beneficiaries on retirement accounts and life insurance
  • A second look at existing estate documents alongside your attorney
  • Wealth-transfer planning across generations
  • Collaboration with trustees, attorneys, CPAs, and lenders
  • Prompts to revisit your plan after major life events or legal changes
Start a conversation

See how Elevate Wealth is a good match.

An introductory consultation is complimentary and carries no obligation.

Schedule an introductory consultation

Or call 858-205-4236 · rob@elevatewealthria.com