Estate & Legacy Planning
Tax law changes; most estate plans don’t. We review your documents alongside your attorney, so your plan keeps pace with the law and with your family.
Coordinating your estate
Fiduciary Wealth Management · San Diego
Retirement and legacy planning is a journey. We’re the guide, navigating the climb with your family.
Elevate Wealth is an independent fiduciary firm helping individuals and families coordinate investments, planning, and trusts & estates, with clarity and discretion.
What we do
Six disciplines, coordinated as one plan.
Estate, risk, retirement income, investments, taxes, and business-owner planning work best as one plan, coordinated with your CPA, attorney, and trustee under a single fiduciary relationship.
Risk Management & Asset Protection
Protecting the people who one day depend on you, with insurance designed around their needs and offered through Duncan Funding Partners, our affiliated insurance agency.
How we planRetirement Income
Income designed to last as long as you do, drawn from a plan built to weather both strong markets and hard ones.
Planning your incomeInvestments
Portfolios built around your plan rather than a forecast, managed on a discretionary basis to the goals your family has defined.
How we investBusiness Owner & Exit Planning
A business is often a family’s most significant asset. We plan for succession or a sale years in advance, for a well-planned outcome for the owner and the family.
Planning your exitTax Strategy
For many families, taxes become the largest expense in retirement. We coordinate with your CPA to plan for them across years and generations, not just at filing time.
Tax-aware planning
Our Story
Why Elevate Wealth exists.
After a decade helping ultra-high-net-worth families with advanced estate and legacy planning at Duncan Funding, Robert Duncan kept seeing the same gap: even families with a comprehensive estate plan were left underserved when their broader financial plan didn’t reflect the goals they cared about most.
He founded Elevate Wealth to close that gap and complete the whole financial picture for families committed to the retirement journey, or to leaving a meaningful legacy.
- Independent and privately owned, with no proprietary investment products
- Pricing disclosed and agreed in writing in advance
- Discretion and confidentiality at every step
Who we serve
Built for complexity — planning tailored to your goals.
Individuals & families
Pre-retiree households who’d rather hand off the organizing: investments, retirement-income planning, tax planning, and long-term goals, coordinated around clearly defined priorities.
Executives & high earners
Busy professionals juggling concentrated compensation, equity comp, and time-sensitive decisions.
Ultra-high-net-worth families
Most established families have a will, but a will doesn’t always reflect what they actually want. We help you put the want back in your will, coordinating tax, trust, and estate matters with your attorneys and CPAs.
Business owners
First-generation owners are often asset-rich but cash-flow-poor. That illiquidity complicates taxes, succession, exit and buy-sell planning, and generational transitions across entities and trusts — exactly the terrain we help you navigate.
How we begin
A relationship that starts with listening.
An introductory consultation
A complimentary, no-obligation conversation to understand your situation and see whether we are the right fit.
Discovery & clarity
We review your goals, balance sheet, and priorities to frame what matters most.
A plan, then stewardship
We deliver recommendations and, if you engage us, manage and review them on an ongoing basis.
Start a conversation
Let’s talk about what you’re working toward.
An introductory consultation is a straightforward way to explore whether Elevate Wealth is a good fit, with no cost and no obligation.
Prefer to reach us directly? Call 858-205-4236 or email rob@elevatewealthria.com.